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Who’s at Fault in a Snow Accident? How “Too Fast for Conditions” Impacts Claims
Snow and ice change everything. Roads that are normally predictable become slick, visibility drops, stopping distances grow, and a “minor” mistake can turn into a major crash. After a winter wreck, one phrase comes up again and again in police reports and insurance calls: “too fast for conditions.” And in many cases—especially in North Carolina and Virginia—that phrase can heavily influence who’s found at fault and whether an injured person can recover compensation. This ar
Scott Andrews
1 day ago3 min read


Should I Give a Recorded Statement to the Insurance Company? (Virginia + North Carolina)
After a crash, it’s common for an insurance adjuster to call quickly—sometimes within hours—and ask for a recorded statement . They may sound friendly and make it seem like a routine step to “move your claim forward.” But in many cases, a recorded statement can be used to reduce the value of your claim or even justify a denial later. Here’s what you should know in both Virginia and North Carolina before you agree to record anything. What Is a Recorded Statement? A recorded
Scott Andrews
5 days ago3 min read


Hurt in a Wreck Near the VA/NC Line? What to Know if You Live in NC but Crashed in VA
If you live in North Carolina and you’re involved in a car wreck just across the border in Virginia—around Martinsville/Henry County, Danville, or anywhere near the VA/NC line—it’s normal to feel like you’re dealing with two different worlds at once : two states, two sets of rules, and two insurance companies pointing fingers. Here’s what matters most—and what you should do next—to protect your health and your claim. 1) Which state’s laws apply? In many cases, the law that co
Scott Andrews
Jan 263 min read


Truck Accidents vs. Car Accidents: What’s Different About the Case?
Most people assume a wreck is a wreck — you exchange information, call the insurance company, and figure it out. But when a commercial truck is involved, the legal case is often much more complex than a typical car crash. The stakes are higher, the evidence is different, and there may be multiple companies and insurers involved. If you or a loved one has been hurt in a wreck involving a tractor-trailer, delivery truck, dump truck, or other commercial vehicle in Virginia, he
Scott Andrews
Jan 164 min read


Lost Wages After an Injury in North Carolina or Virginia: What Proof You Need If You Miss Work
An injury can do more than mess up your day—it can mess up your paycheck. If you’re hurt in a car wreck, a fall, or another accident and you can’t work, the lost income adds up fast. In many personal injury cases, lost wages can be included as part of your claim. The biggest issue is usually not whether you missed work—it’s whether you can prove what you lost. Here’s a clear, practical guide to the documentation people in North Carolina and Virginia should gather if they’ve m
Scott Andrews
Jan 64 min read


Settlement vs. Lawsuit: Which Is Better for Your Case?
After an accident, one of the biggest questions people ask is: Should I settle, or should I file a lawsuit? The honest answer is: it depends on your injuries, the facts, and how the insurance company is handling your claim. So back to the main question "Settlement vs. Lawsuit: Which Is Better for YOUR Case? Here’s a clear breakdown of the differences—so you can understand what’s best for your situation. What a “Settlement” Means A settlement is an agreement where the insura
Scott Andrews
Dec 29, 20253 min read


Winter Weather Wrecks: Who Pays After a Crash on Icy Virginia Roads?
When winter hits southern Virginia, roads like U.S. 220 and 58 around Martinsville can go from “just wet” to “sheet of ice” in a heartbeat. Snow, freezing rain, and black ice lead to spin-outs, chain-reaction crashes, and rear-end collisions—all in areas where people drive at highway speeds every day. A big question we hear after these wrecks is: “If the roads were bad, is anyone really at fault—or is it just an ‘act of God’?” Under Virginia law, bad weather almost never lets
Scott Andrews
Dec 10, 20255 min read


Holiday Shopping Season: Parking Lot Accidents and Injuries You Didn’t See Coming
Slip-and-falls, backing accidents, and even shopping cart mishaps are more common than you think. The holiday shopping season brings excitement, crowds, and great deals—but it also brings a surprising spike in parking lot accidents and injuries , especially in busy areas around Martinsville and Henry County. While most people think of accidents happening on the road, many injuries occur before shoppers even enter the store. Here’s what you need to know to stay safe and prote
Scott Andrews
Nov 21, 20252 min read


Winter Crashes on VA/NC Roads: Black Ice, Fog, and the “Sudden Emergency” Defense
When temperatures drop along the U.S. 58/220 corridor and into the Piedmont, winter weather can turn a routine drive into a dangerous one. “Black ice” and dense fog often arrive without warning—and after a crash, insurers sometimes argue the “sudden emergency” defense to avoid paying a fair claim. Here’s what that means in Virginia and North Carolina , and how to protect your case. What is “black ice” and why does it matter? Black ice is a thin, hard-to-see glaze that forms
Scott Andrews
Nov 13, 20253 min read


Why Medical Treatment Is Critical After an Accident — Even If You Feel Fine
After a car accident, it’s common to feel a rush of adrenaline and relief that you “seem fine.” But what many people don’t realize is that serious injuries often don’t show symptoms right away . Seeking medical attention immediately after a crash isn’t just about protecting your health — it’s also about protecting your legal rights . Hidden Injuries Can Take Days to Appear Soft tissue injuries, concussions, and internal trauma may not cause pain or visible signs until hours o
Scott Andrews
Nov 5, 20251 min read


Should I Use Health Insurance After a Crash?
Coordination of benefits & subrogation basics for Virginia injury claims. After a car crash, should you use your health insurance or wait for the other driver’s insurer? Here’s how medical billing, MedPay, and health-plan reimbursement work in Virginia—plus mistakes to avoid. Short answer Yes—use your health insurance. It helps you get care quickly, reduces the sticker price of treatment through network discounts, and prevents damaging “gaps” in treatment while the liability
Scott Andrews
Oct 29, 20253 min read


Deer-Season Crash Guide for Virginia: All You Need to Know About Deer Car Wrecks
Evidence, comprehensive coverage, and repair pitfalls—what to do after a deer strike on US-220/58 and beyond. First things first: safety + quick checklist for Deer Car Wrecks Move to safety (shoulder or a nearby lot), hazards on; don’t approach an injured deer. Call 911 if there are injuries, roadway hazards, or significant damage. Document Photos/video of the scene, deer/hair transfer (if safe), road, skid marks, airbags, fluids. Close-ups of damage (grille, hood, windshie
Scott Andrews
Oct 22, 20254 min read


Behind the Scenes: How We Prepare a Strong Injury Case
When you’re recovering from an accident, you shouldn’t have to wonder what’s happening behind the curtain of your legal case. At Charles M. Aaron Attorneys at Law , transparency and preparation are at the heart of how we fight for our clients. Here’s an inside look at the careful, strategic process that goes into building a strong personal injury claim—from the moment you call our office to the day justice is served. 🧾 1. Listening First: Your Story Matters Every successful
Scott Andrews
Oct 13, 20252 min read


Virginia’s Pure Contributory Negligence: How Even 1% Fault Can Kill Your Claim
The rule in plain English Most states let injured people recover money even if they were partly at fault , reducing their payout by their...
Scott Andrews
Oct 1, 20254 min read


How Personal Injury Law Impacts Everyday Lives in Virginia and North Carolina
Accidents don’t just happen on highways or in crowded cities — they happen right here in our communities. For families in Virginia and...
Scott Andrews
Sep 3, 20252 min read


The Role of Compassion in Personal Injury Law
When people think about lawyers, they often picture courtroom battles, legal documents, and negotiations. While those things are...
Scott Andrews
Aug 20, 20252 min read


The Difference Between a Personal Injury Claim and a Lawsuit
If you’ve been injured in an accident, you’ve probably heard the terms “personal injury claim” and “personal injury lawsuit” used...
Scott Andrews
Aug 6, 20252 min read


💼 What Is a Wrongful Death Settlement?
A wrongful death settlement is a financial agreement that compensates surviving family members for the emotional and economic impact of...
Scott Andrews
Jul 23, 20252 min read


🚗 Do I Need a Lawyer for a Minor Car Accident?
It’s a question we hear all the time: “Do I really need a lawyer for a minor car accident? ” If no one was seriously hurt, and the damage...
Scott Andrews
Jul 9, 20252 min read


What If I'm Hit By an Uninsured Driver? Here's What You Need to Know
Getting into an accident is stressful enough—but finding out the other driver doesn’t have insurance can make it feel even worse. If...
Scott Andrews
Jun 23, 20252 min read
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